Home & Property Insurance

Home & Property Insurance

  • Home System Breakdown Coverage
  • Service Line Coverage
  • Identity Theft Protection

We pride ourselves in offering a homeowners product that is second to none. We start with an in-depth look into your coverages so we can make sure your home is protected from any problem that might arise big or small. We have multiple protections built into our policies that will protect you and your home if a major system like your heating or cooling were to quit working or crucial water or electrical line fails.

Home System Breakdown Coverage will cover your home in the event you have a major mechanical or electrical equipment breakdown so you aren’t left footing the bills for costly repairs or replacement of key systems that make your home run. 

Service Line Coverage which covers underground piping and wiring located on your property is damaged. Losses can easily total $3,000 or more when considering the cost of repairs or replacement of lines that have been damaged. Both of these coverages come standard in our homeowner's policies with no extra cost to you. Combine all these great coverages with the chance to get 25% Cash Back Rewards when you bundle your Home and Auto insurance and you have a pretty awesome opportunity for both protection and savings.


Who do you think should have flood Insurance? Everyone! Some people are required to carry flood Insurance because their homes are located in a federally mandated flood risk area. For those people, we have multiple flood companies to choose from so we can find you the best price possible.

Even if you're not located in a flood zone you may want to consider flood insurance and here’s why.

Your neighbor leaves for vacation for a week and a pipe breaks in their home, which floods. But then the water makes its way next door and enters your home as well, having flood insurance would ensure that you are covered for this type of damage. By definition that would be considered a flood and if you had a low-cost flood policy you would have the peace of mind knowing that you are covered regardless.  

Manufactured Homes

We find that a big percentage of people who own manufactured homes are paying way to much for their insurance. We have access to multiple companies so we can help find you the best product at the best price so that you aren’t overpaying on your manufactured home insurance. We can even insure any manufactured homes from any year built.


Most home policies do not cover your home in the event of damage caused by an earthquake. For a little-added peace of mind, we also offer Earthquake Insurance to bolster your coverages and make sure your home will be covered in the event we have the big earthquake so your most valuable asset will be protected.


Have you heard the term when it rains it pours? Well, never be caught out in the rain without an umbrella policy to cover all your assets and liabilities. We recommend that everyone put an umbrella policy in place to help cover all of your autos and property in the event you had a major accident or loss that would exceed your limits of liability. Imagine a giant umbrella positioned over everything you insure, protecting and giving you peace of mind knowing that you are covered when the unexpected and catastrophic accident happens.   


Renters insurance is important for many reasons. It covers your personal items if they were stolen or lost and it even covers personal liability so if someone was to get hurt on your property you are covered. Not to mention the fact that they are very inexpensive and can qualify you for Cash Back Rewards when you have your Auto Insurance and renters insurance combined.